KYC/AML Senior Specialist - Curacao

Company Profile

Our client is an established organization within Curaçao's financial services industry, committed to professionalism, integrity, and regulatory excellence.

The organization operates in a highly regulated environment where compliance, risk management, and financial transparency are essential to its success.

What will you do?

As a Senior KYC/AML Specialist, you will be responsible for managing complex compliance matters, identifying potential financial crime risks, and supporting the continuous improvement of the organization's compliance framework.

Your key responsibilities will include:

• Conduct comprehensive KYC reviews for individual and corporate clients, including Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk relationships.
• Risk Assessment: Analyze client profiles, beneficial ownership structures, source of funds, and source of wealth to identify and mitigate financial crime risks.
• Review sanctions screening alerts, Politically Exposed Persons (PEPs), and adverse media findings, ensuring appropriate follow-up.
• Investigate unusual or potentially suspicious transactions and escalate findings in accordance with internal procedures and applicable regulations.
•  Ensure adherence to applicable AML/CFT regulations, CBCS requirements, and relevant international standards.
• Prepare compliance reports, maintain accurate documentation, and support internal and external audits.
• Identify opportunities to strengthen internal controls, enhance KYC/AML procedures, and improve operational efficiency.
• Provide guidance to junior colleagues and contribute your expertise to complex compliance cases.

What are we looking for?

• Bachelor's degree in Finance, Banking, Business Administration, Accounting, Law, or a related field.
• Minimum 3–5 years of relevant experience in KYC, AML, Compliance, or Financial Crime Prevention.
• Experience within banking, investment funds, asset management, or other financial services organizations.
• Strong understanding of KYC, CDD, EDD, AML/CFT regulations, and risk-based compliance practices.
• Strong analytical and investigative skills with exceptional attention to detail.
• Ability to assess complex information, identify risks, and make sound recommendations.
• Excellent communication, reporting, and problem-solving abilities.
• High level of integrity, discretion, and professionalism.
• Ability to work independently, manage competing priorities, and handle confidential information.
• Proactive mindset and a commitment to maintaining high compliance standards.

           Language Requirements

• Fluency in English, both written and spoken, is a must.
• Good command of Dutch is required.
• Knowledge of Papiamentu and Spanish is considered an advantage.

What does the company have to offer?

• You will be offered an employment contract directly with our client.
• Starting salary of XCG 5,500 gross per month.
• Attractive Benefits Package.
• Possibility to work from home up to 2 days per week after successfully completing the initial on-site onboarding period.
• Opportunity to contribute your expertise within an established financial services organization.

*Please note that occasional flexibility to work until 6:00 PM may be required when urgent compliance matters arise.